In a career spanning more than 20 years, David's experience covers a full range of financing alternatives for middle market and large corporate borrowers in the U.S. David has also been responsible for new product development and loan syndications research at Citigroup, and has held management roles in credit risk portfolio management at Barclays Capital, and Credit Lyonnais (now Calyon). Most recently, David held a senior management role in credit risk for SunTrust in Atlanta. He was also on the management team of a Risk Management technology start-up and has acted as an advisor to banks on the new regulatory initiatives collectively known as Basel II. David holds Bachelor's and Master's degrees in English Literature from Cambridge University, and is an active member of the Global Association of Risk Professionals